Terms of Service

By using PortRisk you agree to these terms. Please read them before relying on any analytics the service provides.

1. Risk analytics, not financial advice

PortRisk provides portfolio risk analytics for informational purposes only. It is not a financial advisor, broker, or investment service, and nothing in the product constitutes financial, investment, tax or legal advice.

2. Your responsibility

You agree not to rely on PortRisk data as the sole basis for trading or investment decisions without conducting your own independent analysis. All decisions and their outcomes are your own responsibility.

3. Availability

The service is provided "as is" and may be modified, interrupted or become unavailable at any time without prior notice. We make no guarantee of uptime, accuracy or fitness for a particular purpose.

4. Methodology and data limitations

Risk Score, VaR and stress analytics use the publicly documented Methodology v2.3. API responses may include a dataAsOf timestamp and portfolio-history coverage. Financial data can be delayed, stale, partial or unavailable because of provider limits, market schedules or missing history. When coverage is insufficient, advanced metrics are unavailable instead of being calculated from a smaller portfolio.

PortRisk does not present a synthetic or manually maintained price as live market data. Historical analytics, risk scores and stress scenarios are estimates based on available observations; they are not forecasts, guarantees of future loss, or financial advice.

5. Eligibility

You must be at least 18 years old to use PortRisk.

6. Changes

We may update these terms as the service evolves. Continued use after changes constitutes acceptance of the updated terms.